Personal Checking Accounts

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Checking Accounts that are Just Right for Your Life

There’s a personal checking account just right for you at Raccoon Valley Bank. Right for your budget. Right for your busy schedule. Right for your financial needs today and in the future. Compare the features of our popular checking accounts below to find the one that’s just right for you.

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Checking Accounts
Account name	Hometown Free Checking	Hometown Checking	Hometown Checking Plus
Opening deposit	$100	$100	$500
Minimum required balance to avoid service fee	None	$1,000 average daily balance	Maintain $10,000 or more within deposit and/or loan relationship balance
Monthly fees	None	$7.49 per statement cycle if average daily balance falls below $1,000² Check images returned $5.35 per statement cycle	$10.70 per statement cycle if combined balance falls below $10,000² Check images returned $5.35 per statement cycle
Interest paid	No	On daily collected balance of $1,000 or more	Tiered interest rate on daily collected balance
ATM or debit card	Available $10.70 annual fee^1,2	Available $10.70 annual fee^1,2	Free
Online services available	Online Banking Online Bill Pay Mobile Banking	Online Banking Online Bill Pay Mobile Banking	Online Banking Online Bill Pay Mobile Banking
Additional features	eStatements only $5 reward for savers	eStatements or paper statements available $5 reward for savers Free 3x5 safe deposit box for 1 year, based on availability Free notary service	eStatements or paper statements available $5 reward for savers Free 3x5 safe deposit box for 1 year, based on availability Free notary service Free club checks or discount on specialty checks

¹Subject to credit approval; ²State and local sales tax included

Not too big. Not too small. Raccoon Valley Bank is just right for you with a helpful and knowledgeable staff to assist you, a full range of services to meet your financial needs, the technology to make life easier, convenient locations in your community and a commitment to make those communities stronger every day.

Contact or come by Raccoon Valley Bank today at any of our offices in Adel, Dallas Center, Grimes or Perry to experience a true community bank.