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Business Deposit Services

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Treasury Management, Merchant Services and More

Raccoon Valley Bank knows it takes more than a business checking account to keep your company, store or farm operation running smoothly. You need the ability to process debit and credit cards with the right point-of-sale equipment and software, access funds electronically and originate ACH payments.

It is for these essential business activities that we offer Merchant Services, Online Treasury Management and other business deposit services


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Online Treasury Management

Treasury Management Services allow you to effectively and securely carry out all the online business transaction you need to make. Online Treasury Management gives you greater flexibility and efficiency when it comes to your business finances. As an Online Treasury Management customer, you will be able to:

  • Work with a Dedicated Treasury Management Specialist
  • Setup and manage access for your employees
  • Transfer funds electronically
  • Originate ACH files
  • Have access to free QuickBooks software
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Merchant Services

While cash will always be king, business owners in today’s world need to be able to process debit and credit cards. That is where Merchant Services come in. If you have a business checking account with Raccoon Valley Bank you are eligible for the most cost effective merchant service options to give you the ability of accepting debit and credit card payments. You are always in touch with a Raccoon Valley Bank employee from setup through maintaining your service.

To learn more, please visit our merchant services website.

 

 

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Additional Business Deposit Services

In addition to Merchant Services and Online Treasury Services, we offer other essential business deposit services:

  • Automatic Clearing House (ACH)- allows you to pay or collect funds electronically with greater speed, accuracy, efficiency and more control over the timing of payments posting to your account.
  • Remote Deposit Capture- process and deposit checks efficiently from wherever you are via the internet.
  • Positive Pay- detect fraudulent, altered, or counterfeit checks and/or ACHs early through a daily verification of checks and/or ACHs presented for payment against the your check register.
  • Reserve Checking (subject to credit approval)- take returned checks and overdrafts out of the equation by using this pre-approved credit line.

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Smooth Out Your Business Finances with Raccoon Valley Bank

You have more important things to worry about as a business owner, so let us shoulder some of the load. Come by any Raccoon Valley Bank location to talk with a bank officer about Merchant Services and Online Cash Management today!

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Contact or come by Raccoon Valley Bank today at any of our offices in Adel, Dallas Center, Grimes or Perry to experience a true community bank.

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